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If you’ve been thinking about selling your home along the Jersey Shore, good news: the market may be tilting in your favor. With mortgage rates falling, more buyers are becoming active again — and that could mean more interest in your listing. According to the National Association of Realtors (NAR), U.S. existing-home sales rose 1.2 % in October, and are up 1.7 % year-over-year — thanks in large part to lower borrowing costs. In our local Southern New Jersey / Jersey Shore market, that shift creates an opportunity for sellers who are ready.
Why falling mortgage rates matter:
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Lower rates mean monthly mortgage payments drop — which means more buyers can afford more home. For example, even a drop from ~7% to ~6% can increase purchasing power.
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With more buyers actively looking, your home can get more attention (and possibly better offers) if it’s well-priced and staged. As the market picks up steam, being “ready” gives you an edge.
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In the Jersey Shore area specifically: seasonal timing, vacation/second-home demand, and local appeal add extra lift. Buyers who want shore access + lifestyle are increasingly calculating their monthly cost — and favorable rate moves can be the trigger to act.
Important local seller-tips:
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Prep now — With increased buyer demand potentially coming, get your home in top shape: curb appeal, neutral décor, professional photos.
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Price smart — While rates are improving, inventory is still tight (which helps sellers), but you don’t want to overprice and miss the moment.
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Highlight lifestyle value — At the Shore: proximity to beach/town, low-maintenance outdoor space, vacation-rental potential—these resonate.
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Work your timeline — With rates moving, the sooner you list (while buyers are motivated), the more likely you’ll capture that window.
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Use a pro-agent team — Having a local expert who knows the micro-market, comps, timing, and buyer mindset is key. As (that’s where I come in 😉).
What this means for you as a seller of the Jersey Shore:
If you’ve been “sitting on the fence,” waiting for the right moment — this may be it. Your home could now attract more interest than when rates were higher. Buyers who were on hold may be coming back.
For example: if monthly payment expectations drop, your home shoots up the “affordable for me” list for buyers who want shore living.
But the window may not stay open forever. If interest rates tick up again, or if more homes flood the market, the advantage may shift.
Bottom line:
If you’re considering selling your home at the Jersey Shore, now is a smart time to act.
Let’s chat about the specifics of your property, how current rate-trends impact what buyers will offer, and the ideal timing to list.
📞 Contact me — Derek Doernbach, Your Jersey Shore Team — and let’s make your next move work for you.
Derek Doernbach, Realtor
Century 21 Action Plus Realty
(609) 403-3315 / cell
Derek@YourJerseyShoreTeam.com
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